GENERAL AI DISCLAIMER

At DwellFi, Inc. (collectively, “DwellFi”, “we”, “us” or “our”) we leverage advanced Artificial Intelligence (“AI”) technologies and Machine Learning (“ML”) models to enhance our platform’s capabilities and provide high-quality, data-driven insights and solutions to optimize fund operations, streamline workflows, and enhance compliance and reporting processes for our users. Our Enterprise AI Technology Engine (“Platform”) integrates various AI tools and large language models (“LLMs”) to help process, analyze, and interpret financial data. DwellFi’s Platform is designed to assist with operational efficiencies and does not provide investment or financial decision-making services.

LIMITATION OF OUR PLATFORM

AI-generated outputs

Our Platform’s AI models generate the outputs, recommendations, and insights based on data inputs, algorithms, and statistical probabilities. While we strive to ensure high accuracy, AI-driven results should not be considered perfect, complete, unbiased, or fully reliable. AI models may have limitations due to biases in the underlying data, modelling techniques, and changes in market conditions. Further, these models may be trained on imbalanced or inadequate data making generating a myopic output. Therefore, all AI outputs should be interpreted as advisory rather than definitive. These outputs SHOULD ALWAYS be reviewed and validated by qualified professionals before taking final actions or publicly publishing such information.

No guarantee of accuracy or completeness

The information and insights provided through our Platform and AI tools are intended for informational purposes only and do not constitute investment, financial, legal, professional or any other sort of advice. Users should perform their own analysis or consult with a qualified professional before making decisions based on the data provided by the platform. DwellFi will not be liable for the decisions you make through the Platform.

Human oversight

DwellFi encourages human oversight in reviewing AI-generated insights. Our Platform allows for human-in-the-loop processes to ensure that AI outputs can be corrected or adjusted by the users as necessary.

AI-GENERATED CONTENT AND COPYRIGHT

Copyright protection over Platform generated content

Content generated by DwellFi’s Platform, including but not limited to financial insights, data analysis, and reports, may involve the use of AI and ML models. To the extent that content is generated solely by AI systems without human authorship, such content may not be protected by international or US copyright law.

Despite this, the use of all AI-generated content is subject to DwellFi’s terms of service, and users are granted a non-exclusive, worldwide, royalty-free license to use, reproduce, and distribute the generated content, provided that they do not claim authorship or ownership of the AI-generated material.

When using or publishing content generated through our platform, we encourage all users to disclose that the information was produced using AI or ML tools. This disclosure should include appropriate clarifications about the extent to which human oversight or editorial changes have been exercised. We recommend including disclaimers similar to or more comprehensive than those found in this DwellFi General AI Disclaimer, emphasizing the limitations of the data and the user’s responsibility when relying on it.

Our intellectual property rights over the Platform

All materials, content, and tools provided on DwellFi’s Platform, including the software, algorithms, designs, logos, and other proprietary information, are the intellectual property of DwellFi and are protected under applicable laws including copyright, patent, trademark and trade secret.

Unauthorized reproduction, distribution, or modification of any materials from our Platform without our prior written consent is strictly prohibited. Any rights not expressly granted herein are reserved by DwellFi.

SECURITY PROTECTION AND COMPLIANCE

SOC 2 Type 2 certification

DwellFi is SOC 2 Type 2 certified, reflecting our commitment to implementing strict data security, privacy, and operational controls. We continuously monitor our platform to ensure the integrity, confidentiality, and availability of data processed by our AI systems. This certification demonstrates that we adhere to best practices in safeguarding sensitive financial data and meeting the rigorous standards expected in fund operations.

NO REPRESENTATION OR WARRANTY

While we make every effort to ensure the functionality and reliability of our AI tools, DwellFi disclaims all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant the accuracy, reliability, or functionality of the suggested AI tools or resources and do not warrant that the suggested AI tools or resources will meet users’ requirements, be error-free, or operate without interruption.

All users assume full responsibility for the use of information and tools provided by the Platform. Any performance, functionality, accuracy, or impact of these tools on the User’s business or operations is the sole responsibility of the user.

We reiterate that all Users are advised to consult with professionals and exercise their own judgment when interpreting AI-generated outputs.

LIMITATION OF LIABILITY

In no event shall DwellFi be liable to the users or any third party for any direct, indirect, incidental, consequential, special, or exemplary issues, damages, losses or negative consequences including but not limited to damages for loss of profits, data, or business interruption, arising out of or in connection with the use or performance of the suggested AI tools or resources.

CHANGES TO THE DISCLAIMER

We reserve the right to modify this disclaimer at any time. Any changes will be effective immediately upon posting the revised disclaimer. Continued use of AI Platform constitutes acceptance of the updated terms.

EU AI ACT COMPLIANCE DISCLAIMER

DwellFi provides AI-powered tools and products designed to streamline and optimize fund operations for private funds and fund administrators. Our AI platform is focused on operational efficiency, including data management, compliance monitoring, and reporting processes. We also offer an AI-powered dataroom and chatbot feature that interact with the Users in natural language about the funds and their operations. However, our AI-tools are not used for direct investment decision-making or financial advisory purposes and are not recommended to be used for these purposes.

Limited-risk AI system

As per the directive of the European Union Artificial Intelligence Act (Regulation 2024/1689 of the European Parliament and the Council of the European Union) (“AI ACT”), DwellFi’s AI Platform is categorized as a limited-risk system, as it is used for administrative and operational functions rather than high-risk activities, such as credit scoring or investment decisions. Although our AI tools automate aspects of fund operations, human intervention and oversight are integral to the Platform's design, ensuring that human operators can intervene, review, and modify AI outputs as needed.

Transparency and user awareness

We ensure that users of our platform are informed when AI-driven processes are used in administrative and fund operations functions. The role of AI in these processes is fully transparent, and users can request human oversight or review at any stage. AI is used solely to enhance operational efficiency, not to replace human judgment.

Data management and privacy

DwellFi is committed to data protection. All personal data processed by our AI Platform complies with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). Data used for training and operation is handled with care, ensuring user privacy and security. Please refer to our Privacy Policy and Section III: “Security Protection and Compliance” above to learn more about how we ensure user privacy and security through the careful handling of data in a fair and transparent manner.

User education

To ensure effective use of our AI Systems, Users are encouraged to:

familiarize themselves with the system's features; and
understand the context and limitations of the AI’s outputs (as detailed in Section I: “Limitations of Our Platform” above).

For any queries related to the functioning and operation of the AI platform, please reach out to support@dwell.fi

Monitoring and improvement

DwellFi continuously monitors its AI models for performance, fairness, and accuracy, and to ensure they operate as intended. We are committed to improving our systems in accordance with evolving regulations and ethical standards.

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Last updated on: October 25, 2024